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Wow, it's almost the middle of December already -- and I don't have my cards done!  Here's a fairly simple card sample, using designer series paper (love the red flocked paper) and the snowflake window sheets (hard to see on here).  I did use my stamp-a-ma-jig to get the words in the window area - but that is super easy to use too. Tye on some ribbon and you're all set!